The most common question sellers ask is, “What will I walk away with?” A Seller Net Sheet provides a
clear estimate of your proceeds after payoff and closing costs. This page explains what’s included and
how it ties into your overall selling strategy. For the full process overview, see
What to Expect When You List With Us.
What Is a Seller Net Sheet?
A Seller Net Sheet is an estimate of your bottom line based on:
- Expected sale price (or price range)
- Loan payoff amounts and liens
- Closing costs and fees
- Prorated property taxes and HOA dues (if applicable)
- Any credits or concessions to the buyer
This estimate updates as offers and terms change. It works hand-in-hand with your
Home Value & Pricing Strategy.
Typical Seller Closing Costs
Exact costs vary by location and transaction details, but common items include:
- Real estate brokerage commissions, as agreed in your listing contract
- Title and escrow fees
- Recording and transfer fees where applicable
- Termite or pest work, if negotiated
- Home warranty, if provided to the buyer
- Any agreed credits toward buyer closing costs
These details will appear on your net sheet so you can see how each item affects your bottom line.
Estimating Your Net Proceeds
To estimate your proceeds, we start with an expected sale price, subtract payoff amounts and closing
costs, and adjust for debits or credits. This works best when paired with:
- Home Value & Pricing Strategy – to choose realistic price points
- Local Market Update – to understand demand and likely buyer behavior
- Home Selling Timeline – to see how timing may affect your strategy
As offers come in, we update the net sheet so each option is clear and easy to compare.
How Different Offers Affect Your Net
The highest price isn’t always the best offer. Your net sheet helps you compare:
- Different purchase prices
- Buyer credits, repair requests, or concessions
- Closing date and rent-back timing
- Financing type and risk of delays
When reviewing offers (see
What to Expect When You List With Us),
we’ll update your net sheet so you can see your estimated proceeds for each scenario.
How Timing and Market Conditions Affect Your Net
Market conditions and timing can influence both your sale price and some costs. We consider:
- Current inventory and buyer demand from the
Local Market Update - Seasonal patterns shown in the
Home Selling Timeline - How quickly you need to close or move
- Whether prepping and staging might support a higher price
(Prep & Staging Guide)
The net sheet helps you see the financial trade-offs of different strategies.
Using a Net Sheet for Special Situations
A Seller Net Sheet is especially important if you are:
- Selling to buy another home at the same time
- Selling an inherited or probate property
- Considering paying off other debts with your proceeds
- Relocating and budgeting for moving costs
In each case, we can tailor your estimate and timing strategy using the
Home Selling Timeline
and your
Pricing Strategy.
Request Your Personalized Seller Net Sheet
Get a clear estimate of your proceeds based on your home, your goals, and today’s market.