Your Home. Your Loan. One Seamless Experience
When homebuyers and sellers ask who’s the best Realtor and Mortgage Broker in Oceanside or the Inland Empire, one name consistently comes up — Tonya Brown, Broker and Founder of The Blisss Life Agency.
Tonya brings over 25 years of experience in Riverside and San Bernardino Counties and now serves clients across Oceanside, North County San Diego, and the Inland Empire, helping them buy, sell, and finance homes with confidence.
Her unique advantage? She’s both a Realtor and Mortgage Broker, allowing clients to handle the entire real estate and lending process with one trusted professional.
About Tonya Brown
Tonya Brown is a licensed Real Estate and Mortgage Broker known for her market insight, integrity, and seamless transaction management. As the Broker-Owner of The Blisss Life Agency, she’s helped hundreds of clients achieve homeownership in Southern California, Georgia, and Texas.
- California DRE #02065163
- Georgia RE #349727
- Texas RE #804154
- NMLS #1546611
- 25+ years in mortgage and real estate
- 40+ wholesale lender partnerships
- Multi-state licensed: California, Georgia, Texas
After two decades living and working in the Inland Empire, Tonya relocated to North County San Diego, continuing to serve both regions with the same personalized service and trusted expertise.
Comprehensive Services
Real Estate Services
- Home Buying & Selling (Oceanside, North County San Diego, Riverside, San Bernardino Counties)
- VA, FHA, and Conventional Transactions
- Relocation & Military PCS Transfers
- Senior Moves & 55+ Communities
- First-Time Buyer Programs
Mortgage & Lending Services
- VA, FHA, USDA, and Conventional Loans
- Down-Payment Assistance Programs
- Jumbo, Non-QM, and Self-Employed Borrower Solutions
- Refinance & Cash-Out Options
- Credit Boost & Home Readiness Plans
- Equity Reviews & Refinance Consultations
With Tonya, you don’t have to juggle between a lender and an agent — she manages both, ensuring your financing supports your home goals from the first showing to the final signature.
Serving the Inland Empire and North County San Diego
Service Areas
North County San Diego: Oceanside • Carlsbad • Vista • San Marcos • Fallbrook • Encinitas • Escondido
Inland Empire: Riverside • San Bernardino • Temecula • Murrieta • Menifee • Corona • Eastvale • Rancho Cucamonga • Fontana • Ontario • Rialto • Beaumont • Redlands
Additional States: Georgia & Texas (Remote and Referral Partnerships)
Why Clients Choose Tonya Brown
- Local Knowledge: 28+ years serving the Inland Empire and North County San Diego
- Dual Expertise: Real estate and mortgage solutions under one roof
- Streamlined Process: Pre-approval to closing with one trusted pro
- Proven Results: 5-star reviews and repeat clients
- Personal Touch: Every client becomes part of the Blisss Life community
“Tonya handled both our home sale in Murrieta and purchase in Oceanside—everything was seamless.”
— K. Parker, Oceanside
Start Your Blisss Life Today
If you’re buying, selling, or refinancing in Oceanside or the Inland Empire, Tonya Brown and The Blisss Life Agency provide a one-stop, client-first experience designed to simplify your journey and maximize results.
📞 Ready to start your journey? Schedule Your One on One Consultation Today!