Helping Veterans, Service Members, and Community Heroes Maximize Every Benefit

You’ve earned your VA home loan benefits — but did you know you may also qualify for Down Payment Assistance (DPA) and additional Hero savings through The Blisss Life Agency’s Valor Home Advantage program? At The Blisss Life Agency, Tonya Brown, a licensed Realtor, Mortgage Broker, and certified Military Relocation Professional (MRP), helps veterans, active-duty military, and community heroes combine their VA loan benefits with financial assistance and exclusive savings to make homeownership more affordable. Whether you’re relocating to Camp Pendleton, buying your first home in Oceanside, or moving across the Inland Empire, Tonya ensures you maximize every available advantage.

Down Payment Assistance for VA Homebuyers

Even with zero down, additional assistance programs can help you:

  • Cover closing costs and prepaid expenses.
  • Fund home upgrades or repairs after closing.
  • Build a financial cushion after your move.
  • Reduce your overall loan amount or payment.

Many buyers don’t realize that VA loans can often be paired with local or state DPA programs, especially in San Diego, Riverside, and San Bernardino Counties. As your Realtor and Mortgage Broker, Tonya Brown helps identify which programs fit your eligibility and timeline.

Introducing Valor Home Advantage

Exclusive Savings for Military and Community Heroes

The Valor Home Advantage program honors the heroes who serve our communities and our nation. Through this exclusive program, qualifying buyers receive an average rebate or closing credit of up to $3,000 per transaction, depending on the home price and loan structure.

Who Qualifies

  • Active, reserve, and veteran military members
  • Department of Defense employees
  • Teachers and school staff
  • Nurses, physicians, EMTs, and healthcare workers
  • Firefighters, police officers, sheriffs, and correctional officers

Client Experiences

“PCS moves are always stressful, but working with Tonya made this one the easiest we’ve ever had. She helped us list, sell, and buy smoothly — even coordinating with our next base.” — B. Wilson, U.S. Army Veteran

“When we moved to San Diego, Tonya made it seamless. She found us a home near base, secured assistance for closing costs, and closed on time.” — V. Hutton, Navy Family

Local Expertise That Moves With You

Serving Oceanside, Fallbrook, Temecula, Murrieta, Corona, Riverside and San Bernardino Counties. Tonya understands both the VA loan process and the local markets near major duty stations like Camp Pendleton and March Air Reserve Base.

She helps you compare BAH rates across bases and counties, understand loan limits for San Diego, Riverside, and San Bernardino Counties, evaluate DPA programs like CalHFA and GSFA Platinum, and explore neighborhoods that fit your commute, lifestyle, and budget.

How The Blisss Life Agency Helps You Qualify

Working with The Blisss Life Agency means having both your Realtor and Mortgage Broker in one place — simplifying communication and saving time.

  • Identifying VA-approved lenders that allow DPA combinations.
  • Matching you with hero-based programs like Valor Home Advantage.
  • Coordinating pre-approval and home search timelines.
  • Explaining eligibility, income, and credit requirements clearly.

Let’s Maximize Your VA and Hero Benefits — Together

Your service deserves every advantage. Let Tonya Brown and The Blisss Life Agency help you buy smarter, save more, and build lasting equity through homeownership.

Next Steps

📞 Ready to Get Started? Schedule Your One on One Consultation Today!

💻Get Preapproved For A Home Loan Today!